after I pay for insurance for 6mos can the insurance co. charge me more money before the 6 mos is over
Free Insurance Quote Comparison
Secured with SHA-256 Encryption
UPDATED: Jun 10, 2016
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
Insurance Question from Arcadia, NC
Asked on 06/10/2016
after I pay for insurance for 6mos can the insurance co. charge me more money before the 6 mos is over I paid for insurance for april 1st to Oct1st now the insurance co. is telling me if I don't give them another $759.64 my policy will end june 21st that's not the amount they told me it would cost they told me $187 would cover me for 6 months I'm making no clame and didn't have an accident
Answer given on June 28, 2016
If you received a quote for auto insurance and the insurance company has changed the premium, it is most likely that your driving record is different from what you had indicated on your application. You need to call your agent or insurance company and find out why they are increasing the premium this late in the policy term.It is possible there was a miscommunication and the $187 was merely a down payment for the policy. Since you didn’t indicate what the limits are and if you have full coverage or not, it is hard to fully explain the problem.Review the quote you received from the agent or company and review the insurance policy that was sent to you. The answers may be there, since the policy should show the full premium for the six month term. If it shows the premium you paid you really need to talk to someone to get this cleared up.
IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.