Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Aug 14, 2020

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The price that you pay for auto insurance coverage from your insurance company. The price is based on the insurance company’s experience and expectations of the potential frequency and cost of accidents, theft, and other losses. Prices vary between companies and products.

Other factors on price, include: amount and type of coverage purchased, make and model of your car, driving record, how long you’ve been licensed, your age and gender, where and how much the car is driven, and more recently & controversially, some insurance companies use your credit history to determine pricing.