Auto Ins. legality

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Dec 22, 2011

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Insurance Question from Beloit, WI

Asked on 12/22/2011

Auto Ins. legality I live in Wis. and purchased a vehicle in California for my son who lives in Calif. The car will be used in Calif. soley by my son. We need full coverage ins. for the car. Is my son legally able to buy Ins. for the vehicle or does my name have to be on the policy being I am the owner of the car??

Answer given on December 22, 2011

The easiest way to have the car insured would be to add your son’s name to the title of the car or put the insurance in you and your son’s name.  The insurance company is really interested in insurable interest.  If the car is in your name, your son really does not have an interest in the vehicle. Depending on the laws in CA, the insurance company may be able to issue you a policy in your name and have your son as the dedicated driver.  Some insurance companies will do this, some will not.  The best way is to talk to different carriers to get a quote on an auto insurance policy for your son and see what their requirements would be to place a policy on the car which is in your name.  To get a quote, click here.   


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