As a single person, how much life insurance do I need?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 16, 2021

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There is no right answer to determining how much life insurance any individual needs. There are many formulas you can use to help you determine the best amount for you. As a single individual, you don’t have a spouse or children to support after your death but you may still want to leave a legacy for those that you love. When determining the right amount of insurance for you, you must decide what the goal of your death benefit is and how much money you’ll need from an insurance policy to achieve that goal.

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