American Skandia
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UPDATED: Aug 20, 2020
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Company Overview:
Company History: Founded 1987, purchased by Prudential Financial in 2003.
Principle Sales Methods: Independent agents, brokers and financial professionals.
Life Annuity Business: American Skandia sells Single Premium Variable and Flexible Variable Life insurance, plus Fixed and Variable Deferred Annuity plans.
The representative sold my elderly mother a variable annuity and misrepresented what the policy would pay upon her death. When she passed away at age 93, I was expecting $16,000 more that what the policy paid. I was very disappointed in him. He said he wasn’t aware of it – shouldn’t the reps know the products they sell??
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innovative features and optional benefits are the best I could find
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My retirement fund is though american skandia. I keep trying to get my company to change to another retirement option, because A/S seems to be very expensive as far as their ongoing fees and such. I am getting a fairly good return on my funds, but feel like the charges are too high.
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