American Modern

UPDATED: Aug 20, 2020Fact Checked

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Aug 20, 2020

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Company Details
Address: 7000 Midland Blvd.
City: Amelia
State: OH
ZIP Code: 45102
Phone Number: (866) 884-6167
AM Best Rating: A+
URL where was collected the AM Best Rating: http://www3.ambest.com/
Lines of Insurance: auto, home
States Licensed To Sell Insurance In: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY
Type of Insurance Company: Stock (parent)
Parent Company: Munich Re
Top executive Contact: Manuel Z. Rios
Title of Top executive: President/CEO
Ticker Symbol: MLAN (NSD)
Assets & Premiums: Assets: $51.95 millionMunich Re (Parent) assets:€12.9bn
Insurance subsidiaries:
  1. American Modern Home Insurance Company
  2. American Family Home Insurance Company
  3. American Southern Home Insurance Company
  4. American Modern Lloyds Insurance Company
  5. American Modern Select Insurance Company
  6. American Western Home Insurance Company

Company Overview:


Company History: The Midland Company (American Modern’s original parent company) was founded in 1938. In 1965 American Modern Insurance Group was incorporated. In 2008 Munich Re purchased Midland and its subsidiaries. Now American Modern serves over 1.7 million policyholders and has been included on Ward’s 50 Property-Casualty Top Performers list every year since 1999. The company was named a Top 10 Property and Casualty insurer in 2010 by SNL Financial and currently employs 1,350 people.
Principle Sales Methods: Independent agents and internet.

Auto Business: American modern offers collector car insurance and motorcycle insurance with flexible payment options.
Homeowners Business: American Modern offers rental property insurance, multiple properties insurance, seasonal property home insurance, vacant property insurance, owner occupied property insurance, mobile home insurance, non-residential property insurance, and renters insurance.

Special Business: American Modern also offers snowmobile insurance, personal watercraft insurance, ATV insurance, golf-cart insurance, and boat insurance.

Reviews
for American Modern Insurance Group

2.37 (100 reviews)
1
February 17, 2022

David_contreras

9 months of looking at my classic car wrecked.

I'm so frustrated with this company. I don't know what else to do.DO NOT Purchase ANY KIND OF Insurance From THESE PEOPLE.I had an accident 9 people 9 months ago.. Apparently they sent me a check that someone else received and that's it They tell me the Bank is reviewing the claim and have no answers for me.I cant contact the bank because Im a third party and cant give me answers.So Im [REDACTED WORD] out of luck with everybody. Meanwhile my clas...
I'm so frustrated with this company. I don't know what else to do.DO NOT Purchase ANY KIND OF Insurance From THESE PEOPLE.I had an accident 9 people 9 months ago.. Apparently they sent me a check that someone else received and that's it They tell me the Bank is reviewing the claim and have no answers for me.I cant contact the bank because Im a third party and cant give me answers.So Im [REDACTED WORD] out of luck with everybody. Meanwhile my classic car is in my garage wrecked with no hope in sight. Its ridiculous.Ive contacted everybody for months with no answers.Im going to have to contact a lawyer before my policy expires.
1
June 15, 2020

dissatisfiedcustomer

What is wrong with you guys?

I have insurance for classic cars (antiques) . Changing vehicles is an absolute nose bleed. Run around. Hours on the phone. No-one is in charge. no-one can do it. This should not be so hard. Not sure if it is Ameriprise (the agent) or American Modern, the insurance (?) Get bounced from one to the other... "thank you for your continued patience"... In queues, on hold... "The next associate will help you" ... or not (?) What a disorganized sys...
I have insurance for classic cars (antiques) . Changing vehicles is an absolute nose bleed. Run around. Hours on the phone. No-one is in charge. no-one can do it. This should not be so hard. Not sure if it is Ameriprise (the agent) or American Modern, the insurance (?) Get bounced from one to the other... "thank you for your continued patience"... In queues, on hold... "The next associate will help you" ... or not (?) What a disorganized system or company ...
1
April 13, 2020

smpottinger

I do not recommend this company! VERY SHADY

Be VERY careful of this company! Originally they provided be with a competitive rate. I paid a year in advance. After one year with zero claims, they doubled my rate with zero exlination. When I contacted them to ask why, they simply said "no reason - that's the new rate". I can not in good conscience recommend this company for this unethical tactic. It should have been a clue to me when they needed the entire policy paid in full before they woul...
Be VERY careful of this company! Originally they provided be with a competitive rate. I paid a year in advance. After one year with zero claims, they doubled my rate with zero exlination. When I contacted them to ask why, they simply said "no reason - that's the new rate". I can not in good conscience recommend this company for this unethical tactic. It should have been a clue to me when they needed the entire policy paid in full before they would offer any coverage.
5
August 10, 2018

Zapz

Interesting monthly rates. Good service. Friendly agents.

American Modern Insurance is easy and fast. They always answer phone calls and the agents are quite friendly. They offered me great rates for the first year. One time I was broken down on the road and they send help right away.
1
July 25, 2018

james dahl

American Modern review

30 minute wait time on phone if thay answer.can't cancel policynever again will i do business with this company. thay waisted my time
5
May 6, 2018

jennygirl44

Yesyes

This is a wonderful company to have insurance with. I like all the help that they give. All my questions were answered.
5
September 29, 2017

MikeM

Hassle Free and Fast Settlement

I recently had to file a claim for damage to my collector Corvette. I was on a road trip and had too close an encounter on the Blue Water Bridge with a SUV. The other vehicle was not damaged and no one was hurt but my Corvette had a "skinned nose". I filed the claim online. The next day, I was called and spoke to the adjuster. He asked me some questions and for some documentation. I answered all his questions and satisfied the documentation...
I recently had to file a claim for damage to my collector Corvette. I was on a road trip and had too close an encounter on the Blue Water Bridge with a SUV. The other vehicle was not damaged and no one was hurt but my Corvette had a "skinned nose". I filed the claim online. The next day, I was called and spoke to the adjuster. He asked me some questions and for some documentation. I answered all his questions and satisfied the documentation requirements. In less than a week, I had my check!
3.5
August 14, 2017

Danixturtles

An average company

My car is well insured but sometimes you have to hassle for what you want. They sometimes have excuses as to why they can't accept something or late payments but other than that it's a good company.
3
July 9, 2017

xxluvforeverxx

An Ight Company

Was not great, but ight. Customer Service is average. Nothing special. Would not recommend this to others
5
June 1, 2017

cnew19741

Great

took care of me when i needed them. and made the whole process that much easier for my family and i .
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