am I responsible for other persons deductible when 50% at fault

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 18, 2017

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Insurance Question from Belding, MI

Asked on 06/18/2017

am I responsible for other persons deductible when 50% at fault the other person told me I owe them 500.00 for there deductible or we go to court

Answer given on June 19, 2017

If you have an auto accident and each party is considered to be 50% at fault, the insurance companies will often settle with the other driver for 1/2 of the damage.  Then each party in the accident assumes their own deductible and end the claim.  If the other party is demanding payment, talk to your insurance adjuster and see what they have paid to the other party and how it was settled with the other insurance company.

The other driver may just be trying to get more money from you, but if the accident settled at 50% it is unlikely the other driver would get any additional money if they take you to court.  You could ask your insurance company if they will defend you in court, since it is part of the accident.  If they defend you and you are determined to need to pay additional money, the insurance company should have to pay any additional money determined by the court.


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