Am I required to release my medical records to my insurance company.

Free Insurance Quote Comparison

 Secured with SHA-256 Encryption

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Nov 22, 2011

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Insurance Question from Norwich, CT

Asked on 11/22/2011

Am I required to release my medical records to my insurance company. I was in a car accident where I was driving and I was injured along with another person was injured. Both of us went to the emergency room. The police report states that the acceident was caused because I was driving at excessive speeds. The police report does not stat that alcohol was involved and I was not charged with DUI. The other person injured is requesting compensation for his injuries. My lawyer (Provided by my insurance company) is requesting that I sign a HIPPA form to release my medical records to him and the insurance company. Am I required to release this information to them?

Answer given on November 23, 2011

Most insurance policies have a clause that states that you will cooperate with any insurance investigation or claim.  They are providing a lawyer in defence of your passenger making a claim against you.  It is your right to decline signing the medical release.  However, your passenger’s attorney my subpoena them for court if it gets to a lawsuit in order to prove that there was something else related to the cause of this accident (drugs, alcohol, other medical reason). You did not say why the attorney for the insurance company is request your medical records.  Have you asked them to pay your medical bills?  If this is the case, they will need  the bills and the records to make payment.  Again, it is your right not sign but, make sure you understand how not signing will affect your claim and a possible pending lawsuit.    

IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and AS IS. It has not necessarily been reviewed by the management staff of nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on to represent you.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

 Secured with SHA-256 Encryption