Am I liable for injury that allegedly took place at my rental property due to a fight between two guests of my tenant?
Free Insurance Quote Comparison
Secured with SHA-256 Encryption
UPDATED: Jan 13, 2016
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
Insurance Question from Mesa, AZ
Asked on 01/13/2016
Am I liable for injury that allegedly took place at my rental property due to a fight between two guests of my tenant? I received a call from the Mom of the injured person saying that he needed $4,000 of dental work from being punched by another person. She says I am responsible since I own the property. I told her she should sue to person that hit her son and her response was that he doesn't have any money, so they are going to sue me because [they think] I have money or my homeowners insurance will pay them. Thank you.
Answer given on January 17, 2016
If you own rental property and you have the proper insurance for that location, your insurance company will defend you if you are sued for an incident at your property.Based on the information provided about a fight involving two guests at your property, you have no legal liability for the event that occurred. There has to be negligence on your part for you to be legally liability for any such injuries. It is possible that your tenant could have some liability, but that is not your concern.Advise your insurance company as to what is occurring. They will contact the other party and most likely decline any liability for the injuries. If the other party decides to sue, then your insurance company will defend you in court and if there is any judgement against you, they will pay that judgement up to your liability limits. If the other party loses in court, you would have no financial responsibility to them.
IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.