After we get married, should we buy term policies or permanent policies?

Free Insurance Quote Comparison

 Secured with SHA-256 Encryption

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

The decision to purchase a permanent life insurance policy or a term policy is a challenging one. If you’re looking for a cheap, short or mid-term policy to help pay debts if you should pass away while you are still paying off your mortgage, then term policies might be the right answer for you. If you’re concerned about long-term planning, have a comfortable budget, want to be able to tap into your plan’s cash value at retirement and are concerned about someday becoming uninsurable due to illness, then a permanent policy might be a better choice. If you aren’t sure, you can even buy some death benefit in a permanent policy and some in a term. When designing your perfect life insurance plan, don’t be afraid to think outside the box and ask your life insurance company or agent to help you find the perfect solution for you.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

 Secured with SHA-256 Encryption