after I pay for insurance for 6mos can the insurance co. charge me more money before the 6 mos is over

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 10, 2016

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Insurance Question from Arcadia, NC

Asked on 06/10/2016

after I pay for insurance for 6mos can the insurance co. charge me more money before the 6 mos is over I paid for insurance for april 1st to Oct1st now the insurance co. is telling me if I don't give them another $759.64 my policy will end june 21st that's not the amount they told me it would cost they told me $187 would cover me for 6 months I'm making no clame and didn't have an accident

Answer given on June 28, 2016

If you received a quote for auto insurance and the insurance company has changed the premium, it is most likely that your driving record is different from what you had indicated on your application. You need to call your agent or insurance company and find out why they are increasing the premium this late in the policy term.It is possible there was a miscommunication and the $187 was merely a down payment for the policy. Since you didn’t indicate what the limits are and if you have full coverage or not, it is hard to fully explain the problem.Review the quote you received from the agent or company and review the insurance policy that was sent to you. The answers may be there, since the policy should show the full premium for the six month term. If it shows the premium you paid you really need to talk to someone to get this cleared up.


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