Additional Property Coverage

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 16, 2021

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Some insurance policies also provide additional property damage coverage when a loss occurs as the result of a covered peril. Covered items include:

1. reasonable temporary repairs

2. necessary to protect the property against further damage

3. reasonable cost of removing damaged property and debris

4. expenses of removing property and storing it for up to thirty days

5.reimbursement for fire department service charges

6. reimbursement of up to $500 for loss of credit cards, check forgeries or acceptance in good faith of counterfeit money.

Most renters’ insurance policies do not have a property damage component. Some renter’s insurance policies, however, do provide for loss or damage to the premises caused by the renter.

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