add a car to my ins

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Feb 24, 2015

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Insurance Question from Las Vegas, NV

Asked on 02/24/2015

add a car to my ins I am considring adding a car to my ins. I want to let my daughter inlaw drive it but her name will not be on the reg or ins

Answer given on March 07, 2015

Auto insurance should be obtained by the registered owner of the car in question. If you want to let your daughter in law drive the car, you do need to list her as a driver on the insurance policy. Depending upon her age and driving record, this could increase the cost of the insurance. It is best to get a quote from your insurance company before you buy the insurance. You should also be aware that if the insurance is in your name, then it is your liability being exposed if she has an accident that is her fault. That means you will be legally responsible for any damages or injuries caused by her in an auto accident. It may be better to put the car in her name rather than your own. You should get a quote for that option of insurance before making your final decision on how to insure the car.

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