A Tree Fell On My Roof During A Major Storm. Am I Covered? Is The Tree’s Removal Covered?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 16, 2021

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Under most insurance policies, the loss of the tree, the damage caused as a result of the felled tree, and the cost of removal of the tree are covered under your homeowner’s insurance. You should check to see if your particular insurance policy limits losses for trees and shrubbery. If you have large trees or extensive shrubbery around your house, consider the purchase of a rider to extend coverage for these additional exposures.

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