A Friend Just Got Her License Suspended. She Wants To Give Me Her Car To Insure, But Wants To Use It Occasionally. What Are The Ramifications If I Let Her Drive?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 16, 2021

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Obviously, your friend has driving issues or she would not have lost her license. You are liable for accidents that happen in a car you own, and you would be liable in any case for allowing an unlicensed driver to operate a vehicle. In some cases your insurance might not cover the accident. This is not just a liability issue, but you could face criminal charges. You could also face the repercussions of a major accident. If your insurance limits were insufficient to pay for the damages and injuries caused by this driver, and it came out that you knew they had a suspended license, you could be held legally liable for additional money needed to make the other party whole. This money would come out of your pocket. Your best option would be for you to offer to drive her, or have someone in your household drive her to places she needs to go, or help her find other ways to get around while her license is suspended.

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