A Computerized Statement Provided By The Insurance Company For A Specific Policy Shows How Much Money I Will Get Back In Various Years After Buying The Policy? Are These Numbers Guaranteed? Is It Right That I Could Stop Paying Premiums After Only A Certain Number Of Years?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 16, 2021

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Read the fine print carefully. Such projections often include the value of dividends, which may be paid over the years of the projection. But dividends are not guaranteed to be as projected. The company may decide to pay less (or more) than shown in a projection. If the dividend rate changes, you may not be able to stop paying premiums in the number of years shown on the projection.

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