Will my heirs have to pay for my unsecured credit card balances when I die?

I have a $10,000 life policy to take care of funeral expenses. My son (executor) is also been put on my checking account as a legal signer of my checks, should I not be able to do it. Would he be liable for my charge card and medical bills?

Asked on March 9, 2015 under Estate Planning, Wisconsin


SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

Being an executor or a signatory on an account does not make you liable for another's bills, so your son should not be liable; and being an heir does not make you liable, either. Any unpaid bills will come out of your estate, however, reducing what is available to your heirs.

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