Will I be personally sued?

It was determined that I was at fault in my car accident. I had just the minimum amount of insurance coverage. Will I be personally sued? There were injuries to one pf the drivers and that driver obtained legal counsel.

Asked on June 8, 2016 under Accident Law, Florida

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 4 years ago | Contributor

Whether you will be sued depends on how your insurance coverage compares to the amount/cost of property (car) damage and/or personal injuries: if the people in the other car lost significantly more, in property damage, medical costs, "pain and suffering" (for significant, long-lasting injuries), and/or lost wages, then there is a very good chance you will be sued personally for all amounts over and above what your insurance will cover.


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