If someone hit you, does it matter that you were not insured?

My fiance took off and used my car to go pick up my kids from school because their ride cancelled on them and he didn’t want them to be left there. He did this without my knowledge because I was at work. In the process, a lady backed up into him and hit my car. My car was not insured at that time is why

it was parked. Would she have to pay for my damages because she was at fault for the accident?

Asked on September 28, 2017 under Accident Law, Alaska


S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 3 years ago | Contributor

Since the other driver was at fault in the accident, the fact that your vehicle was uninsured does NOT prevent you from filing a property damage (cost of repairs) claim with her insurance carrier.
The other driver was at fault and is liable for your damages.

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