Who is responsible for medical bills?

My daughter slipped on steps inside a bar. She fractured her skull and was
unconscious. Someone called the ambulance and she was taken to the emergency
room. Who is responsible for her bills?

Asked on April 13, 2016 under Personal Injury, Minnesota

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 4 years ago | Contributor

Your daughter's personal injury claim should be filed in writing with the bar's insurance carrier.  The bar is liable for her injury.
When she completes her medical treatment and is released by the doctor or is declared by the doctor to be permanent and stationary, she should obtain her medical bills, medical reports and documentation of wage loss.  Her personal injury claim filed with the bar's insurance carrier should include those items.
Compensation for the medical bills is straight reimbursement.  The medical reports will document the nature and extent of her injury and will be used to determine compensation for pain and suffering which is an amount in addition to the medical bills.  Compensation for wage loss is straight reimbursement.
If the case is settled with the bar's insurance carrier, NO lawsuit is filed.
If your daughter is dissatisfied with settlement offers from the bar's insurance carrier, she should reject the settlement offers and file a lawsuit against the bar based on premises liability.
If the case is NOT settled with the bar's insurance carrier, your daughter's lawsuit against the bar must be filed prior to the expiration of the applicable statute of limitations or she will lose her rights forever in the matter.


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