When will I receive a discharge letter on my bankruptcy and who is supposed tosend it to me?

I filed a bankruptcy in TX around 10 or 11 years ago (not fore sure when it was actually effective). I was told that this would be 7 years to 10 years that it would affect my credit report. How and when will this come off my credit report and other credit bureaus and also who is resonsible for notifying these people? When do I get the letter telling me that it had been discharged? I cannot find my paperwork on this can I get a copy of my bankruptcy?

Asked on September 20, 2011 under Bankruptcy Law, Texas

Answers:

Mark J. Markus / Mark J. Markus, Law Offices of

Answered 9 years ago | Contributor

Bankruptcy can be reported on your credit report for up to 10 years from the date your case was filed. 

As for your discharge, that occurs at different times depending on what chapter you filed.  In Chapter 7 where there are no objections and no assets being disbursed, you would have received your discharge approximately 4 months after your case was filed.   In Chapter 13 it occurs approximately 36-60 months after your case is filed (once you complete your plan payments).   I'm going to take a big leap and assume you didn't file a Chapter 11 case.

As far as getting a copy of your discharge notice, that can be obtained from the bankruptcy court file.  Simply contact the bankruptcy court where your case was filed.

Mark J. Markus, Attorney at Law

Handling exclusively bankruptcy law cases in California since 1991.

http://www.bklaw.com/

bankruptcy blog: http://bklaw.com/bankruptcy-blog/

Follow Me on Twitter:  @bklawr

Mark J. Markus / Mark J. Markus, Law Offices of

Answered 9 years ago | Contributor

Bankruptcy can be reported on your credit report for up to 10 years from the date your case was filed. 

As for your discharge, that occurs at different times depending on what chapter you filed.  In Chapter 7 where there are no objections and no assets being disbursed, you would have received your discharge approximately 4 months after your case was filed.   In Chapter 13 it occurs approximately 36-60 months after your case is filed (once you complete your plan payments).   I'm going to take a big leap and assume you didn't file a Chapter 11 case.

As far as getting a copy of your discharge notice, that can be obtained from the bankruptcy court file.  Simply contact the bankruptcy court where your case was filed.

Mark J. Markus, Attorney at Law

Handling exclusively bankruptcy law cases in California since 1991.

http://www.bklaw.com/

bankruptcy blog: http://bklaw.com/bankruptcy-blog/

Follow Me on Twitter:  @bklawr


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