What is the standard procedure for a car to be repossessed?

My car was repossessed from the company I was making payments to and I wasn’t informed about it nor was any one on the property informed that someone was here to tow it away.

Asked on November 1, 2011 under Bankruptcy Law, California


FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

The general procedures for the repossession of a car where payments are not being made upon it are set forth in the loan and security agreements for it. If you have those documents, you need to read them.

Otherwise, if one fails to make payments on a vehicle, the lender will advise the borrower of the situation and give a written warning to cure. If there is no cure in the stated time, the lender then sends a tow truck out to just secure and take the vehicle off the premises where it is stored without notice to the borrower.

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