What happens if you file an insurance claim stating your vehicle was hit but you actually hit something?

I was too embarassed to tell the insurance company I struck an object so I said my vehicle was hit. I filed a Leaving the Scene Report with the Local Police per request of insurance company. Now, because of cameras they are refusing to pay to fix my truck. How much trouble am I in?

Asked on March 14, 2017 under Accident Law, Missouri

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 3 years ago | Contributor

You committed insurance fraud by lying about what happened and by submitting a claim under false pretenses. That is potentially a felony (more than one year in jail) offense. Given the severity of the possible charges, you need to retain a criminal defense attorney to advise you and help you with this situation.


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