What happens if I was hit by a driver who has no insurance and I do not have collision insurance, just liability?

Asked on February 4, 2016 under Accident Law, Kentucky


SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 4 years ago | Contributor

If the other driver was at fault, your recourse is to sue him or her for any property (e.g. auto) damage and/or personal injuries you suffered, and hope that he has the money to pay. An at-fault driver is liable for the damage and injuries he or she causes; but the law can't make money appear where there is none, so if he or she has insufficient income or assets to pay any judgment you will not collect anything.

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