What does it mean as the creditor when you receive notification that the “Order Approving Waiver of Discharge” was approved?

Under Chapter 7 for the debtor.

Asked on September 10, 2010 under Bankruptcy Law, Florida


M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

People usually file for bankruptcy to discharge debts so it seems odd, correct, that a debtor would apply for a waiver that would prevent the discharge, doesn't it?  But in fact, that is exactly what it is. In a Chapter 7 discharge, the debtor can, under certain conditions, apply to the court for a waiver of discharge.  The debtor must write the waiver and apply to the court for same. A hearing is generally held and if approved, there is an order issued stopping the discharge of the debts.   The trustee does continue with their duties like to liquidate the non-exempt assets, etc.  As a creditor it means that the debt is still responsible for your debt and that it is not wiped out.  Good luck.

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