what do I need to do legally to make creditor stop calling work (new york state)
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what do I need to do legally to make creditor stop calling work (new york state)
Asked on June 2, 2009 under Employment Labor Law, New York
Answers:
N. K., Member, Iowa and Illinois Bar / FreeAdvice Contributing Attorney
Answered 14 years ago | Contributor
The Fair Debt Collection Practices Act prohibits debt collectors (creditors) from using unfair, deceptive, or abusive practices. This includes making annoying phone calls. Furthermore, collectors may not contact you at work if they are told orally or in writing that you are not allowed to receive calls at work.
To protect your rights, tell the creditor in writing to stop contacting you at work. Make a copy of the letter, send the original by certified mail and pay for a "return receipt" so you can document what the creditor received.
Remember that the creditor can still sue you to collect the debt.
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