What are my rights if employer terminated my medical insurance without my authorization but is continuing to deduct the premiums from my pay?

About 2 months ago, my employer termed my medical coverage without my knowledge or authorization but is continuing to deduct the premiums for medical coverage. Since this has occurred I have close to $100,000 in medical claims after a second open heart procedure and am currently unable to access medical care due to this issue.

Asked on May 24, 2016 under Employment Labor Law, Louisiana

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 4 years ago | Contributor

You can sue them for the coverage you paid for and should have received (i.e, to make the company pay any amounts or claims that should have been covered by your insurance). If they offered you coverage and accepted consideration (your portion of the premium) for it, they should be contractually obligated to provide the coverage, even if they now have to do so out of their own pocket. Given what you are going through medically, you may wish to hire an attorney to represent you, rather than having to do this yourself. Good luck.


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