What are my options regarding lost personal information?

I applied for a refinance loan on my mortgage for a lower interest rate. The loan agent collected copies of my identification, original loan paperwork, etc. I found out today (2 months after initiating the refinance, that the loan agent has been terminated and that they can not find anything other than my name, address and phone number.

Asked on July 25, 2012 under Real Estate Law, Georgia

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

IF you suffer some loss due to the negligent or willful mishandling of your personal information--e.g. you are the victim of identify theft--you could potentially sue for  compensation for your losses or damages. However, in the absence of a loss or other damage, you cannot sue; the legal system only provide compensation for actual losses.


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