What to do if we applied for a modification through our realitor who was paid but who has done nothing?

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What to do if we applied for a modification through our realitor who was paid but who has done nothing?

This broker was a friend that does these services. We paid him to handle all the paperwork, plus questions. That was about 5 months ago. We’ve tried to contact him but he has not answerd us in a month or so. I called my mortage company to find out where we were on our modifcation, however they said that ethey haven’t heard from him in about 6 weeks and that he never applied for it either. The whole time we’ve done what we were told by our rep and according to the mortage rcompany it was all wrong, Now we don’t no what to do. We are already in forclosure status waiting on the modification to go through.

Asked on September 24, 2012 under Real Estate Law, Connecticut

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

The best way to try and resolve the loan modification issue that you are writing about is to have a face to face meeting with the agent and his or her broker of record to discuss the status of things. You need to be aware that presently lenders are backed up with thousands of loan modifcation requests and not all loan modification requests are approved. You should also request weekly status reports from your agent as well.


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