uninsured accident

i was in an accident that was not my fault when i called into my insurance i foumd out it had lapsed i don’t know what to do i live in pa

Asked on June 4, 2009 under Accident Law, Pennsylvania

Answers:

L.M., Member, California Bar / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

If the accident was not your fault, did you get the insurance information from the at-fault party?  You should contact them and make a claim for your damages and any injury you have.  Insurance companies typically give you notice before your policy lapses, that you are late with a premium payment.  Then there is a grace period.  Check the dates.  If you received notice and didn't pay, and your policy lapsed, sorry, you are not insured and will have to ask to be reinstated.


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