U-Haul denied my claim based on the lessee failed to comply with their rental agreement. Doesn’t U-Haul have to have insurance on their vehicles?

A U-Haul truck struck and damaged a self park garage sign. The renters fled the
scene and was unable to be located. The truck was picked up by U-Haul, but they
denied the claim based on their Lessee having failed to comply with their rental
agreement. Since the renter has no insurance, wouldn’t U-haul’s insurance then
be triggered since their vehicle struck caused property damage. In the State of
Nevada it is mandatory to have at least state minimum, 10 30 15. Thank you,

Asked on March 8, 2018 under Accident Law, Nevada


S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 2 years ago | Contributor

U-Haul is the registered owner of the vehicle, and is therefore liable for the property damage caused by its truck.
Your only recourse when your claim is denied is to sue U-Haul for negligence.  Depending on the cost of repairs to your sign, you may be able to file your lawsuit in small claims court.

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