If the mortgage company is foreclosing on my home but the mortgage is in my ex-husband’s name only, can I file bankruptcy on his mortgage loan?
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If the mortgage company is foreclosing on my home but the mortgage is in my ex-husband’s name only, can I file bankruptcy on his mortgage loan?
The house is community property.
Asked on November 8, 2012 under Bankruptcy Law, Washington
Answers:
eric redman / Redman Ludwig, P.C.
Answered 11 years ago | Contributor
if you want to save the home from foreclosure and pay the mortgage, and/or cure the mortgage, you can do that in a chapter 13 bankruptcy. if you do not want the house , tyhen you will not owe the mortgage company any money after foreclosure- they will go after ex-h. if you were ordered to pay the mortgage in the divorce, then your ex-H can come after you for whatever he has to pay on that mortgage debt.
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