What percentage of your paycheck can be garnished by creditors?

Asked on July 24, 2015 under Bankruptcy Law, Connecticut

Answers:

M.D., Member, California and New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

A creditor can garnish the lesser of: 25% of your disposable earnings, or the amount by which your weekly "disposable earnings" exceed 40 times the state hourly minimum wage (disposable earnings are the wages left after your employer has made deductions required by law; witholding, etc.).

In the even that you have more than 1 garnishment, the total amount that can be taken out of your pay is limited to 25%. However, if you owe child support, student loans or taxes, the amount that can be garnished will be different.


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.