If my son and I were injured in house fire while living at my father’s, will insurance cover our injuries?

I was in coma for 3 weeks. My son received burns over his arms and face

resulting in horrible lifelong scaring and month long hospitalization and skin grafts.

Asked on September 24, 2018 under Personal Injury, Illinois

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 2 years ago | Contributor

You should file separate personal injury claims for yourself and your son with your father's homeowner's insurance carrier.
Since the injuries occurred on the premises, the homeowner's insurance carrier should compensate you and your son for the medical bills, pain and suffering, which is an amount in addition to the medical bills based on the medical reports, and wage loss, if applicable.


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