Should I tell my creditors that I am filling bankruptcy even though my case is not technically filed yet?

Will they stop calling me?

Asked on January 7, 2013 under Bankruptcy Law, Arizona


SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

No, don't tell them. If you tell them you plan to file bankruptcy but have not done so yet--

1) Some will simply not believe you--they'll think you're bluffing and trying to get them to stop collections efforts.

2) Others will redouble their efforts, trying to pressure you into making some payment to them before you file.

There is no advantage to you of giving creditors warning of a bankruptcy.

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