What can be done if our vehicle was struck by a city employe, driving a city-owned vehicle during off-work hours?

I had a relative in the car but thankfully there were no bodily injuries. Our vehicle was towed and has been in a body shop lot for several weeks. The city is self-insured and we’ve been told by their claims adjuster that they will not pay for towing (I had to come out-of-pocket), will not pay for a rental car and will not pay for the storage fees. They will not be sending anyone out to inspect the vehicle and it will likely be totaled. The city employee was issued the citation so there’s no question of fault. We only have liability on our end so our insurance company is not involved. Do we have any rights or options or do we just have to eat it?

Asked on March 14, 2015 under Accident Law, Colorado


Anne Brady / Law Office of Anne Brady

Answered 5 years ago | Contributor

The coverage is what it is.  You can either take what they say your car was worth, or you can sue the city and this at-fault employee to attempt to collect additional amounts. 

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