Do I still have the right to repossess the vehicle for non-payment even though it is already titled and registered in the buyer’s name?

I sold a personal car on written payment agreements. The buyer told me that they were buying the car for their daughter that had young children and no job to support herself and family. The title didn’t have the option to list myself as the lien holder. For the simple fact that I myself know how hard her daughter’s situation was, I signed the title over (on good faith) before the buyer finished paying the balance. They are seriously defaulting on payments now.

Asked on June 13, 2012 under Bankruptcy Law, Florida


Jonathan Pollard / Pollard LLC

Answered 8 years ago | Contributor

No-- you relinquished the title so you can no longer reposess.  Your remedies would now lie in a breach of contract claim.  You may want to look into going to small claims court, given that the dollar amount that is involved.

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