No Insurance

I was at fault and hit a parked car with no insurance. What legal action can be
taken against me?

Asked on November 26, 2018 under Accident Law, Illinois

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 2 years ago | Contributor

Your new insurance will deny the claim because you were uninsured when the accident occurred.
Since you were uninsured, you will most likely be sued for negligence for the property damage (cost of repairs) to the parked car. 
Although the law varies from state to state, any penalty by the Illinois Dept. of Motor Vehicles for driving without insurance should be mitigated by the fact that you can now provide proof of insurance.
You may also receive a traffic ticket from the police for driving without insurance.


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