Negative Reference for Mortgage Application

A current employer initially refuses to complete the employer verification form requested by the mortgage company for his employee. Initially, he insisted to the employee and the mortgage assessor that he already gave all the information to the mortgage company. He even said that he has done and submitted a verification form for his other employees before he had no problem with the previous mortgage companies. After a month and several requests, the employer sent a complete verification form to the mortgage company. However, the employer stated in the part of the question about the probability of continued employment

Asked on April 12, 2017 under Employment Labor Law, Georgia

Answers:

M.D., Member, California and New York Bar / FreeAdvice Contributing Attorney

Answered 3 years ago | Contributor

No, it is not. First of all, an employer is under no duty to fill out such a form. To the extent that it does fill out one out, they are free to put down what they believe to be true at the time. Therefore, if your employer felt that your probability of continued employment was not good or "low", then it violated no law in stating that on the form. If you think that your empoyer lied on the form because it was annoyed with you, there really is no way to porve that. Even if you could, your cause of action would be limited.


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