If my wife’s car was broken into at her place of work during business hours, is her employer liable for the damage to the car?

She works at a city school; is the school district insured?

Asked on November 5, 2015 under Employment Labor Law, Mississippi


SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

It doesn't matter if the district is insured: none of the school, district, or city are liable. The law does not make either an employer or a property owner liable for the criminal actions of third parties; being an employer, or owning (or leasing) a parking lot, does not make you the insurer of your employees or people who park there.  You and your wife need to look to your own insurance (if any) for compensation.

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