Is ii legal for my insurer to raise my premium because my sister and my daughter where ticketed or involved in an accident?

My insurance company raised my premium because my sister and my daughter where ticketed or involve in an accident. I did not have anything to do with any of those charges. Is this legal?

Asked on May 31, 2012 under Insurance Law, Florida


M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

More facts are needed here.  I am making the assumption that they were driving your car, correct?  Are they listed as additional drivers or given "permissive use?"  You need to determine the legalities here and read your policy.  Their raising the premium is not uncommon in the insurance industry after an accident has occurred, especially if the policy car was "at fault" which sounds like it is here.  I would be more concerned that they cancelled the policy.  Get help.  Good luck.

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