What to do if my husband and I were T-boned because another drive ran a red light and now the driver is disputing the claim?

However, we have a witness that can attest to the fact that we had a green light and she did not. The other driver’s insurance company is wanting to meet with us in person to discuss the rest of the process. Now to give a little background, I am 33 weeks pregnant and had to be taken to the hospital due to lower abdominal and lower back pains. I was at the hospital for about 9 hours havingn contractions. I’m also experiencing the aftermath of neck, shoulder, and back pain. I’m not able to receive much treatment for those pains due to being pregnant. Should we meet with the other insurance company without legal representation?

Asked on March 30, 2015 under Accident Law, Florida

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

If there is a police report of the accident which states that the other driver was at fault, this will provide additional evidence in support of your claim against the other party's insurance company.  If there isn't any police report, you still have the witness to establish that the other driver ran a red light.

It would be advisable to be represented by a personal injury attorney when meeting with the other party's insurance company.

If you are not represented by a personal injury attorney at that time, don't answer any questions about your injuries.  Don't agree to any personal injury settlement offers.  It is OK to answer questions about how the accident occurred and it is standard operating procedure for the other party's insurance company to take your recorded statement.  If the other party's insurance company wants to resolve the property damage (cost of repairs to your car), it is OK to resolve that issue and settle that aspect of the case.  The property damage  claim is separate from the personal injury claim.


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