What to do if my husband and I were T-boned because another drive ran a red light and now the driver is disputing the claim?

However, we have a witness that can attest to the fact that we had a green light and she did not. The other driver’s insurance company is wanting to meet with us in person to discuss the rest of the process. Now to give a little background, I am 33 weeks pregnant and had to be taken to the hospital due to lower abdominal and lower back pains. I was at the hospital for about 9 hours havingn contractions. I’m also experiencing the aftermath of neck, shoulder, and back pain. I’m not able to receive much treatment for those pains due to being pregnant. Should we meet with the other insurance company without legal representation?

Asked on March 30, 2015 under Accident Law, Florida


S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

If there is a police report of the accident which states that the other driver was at fault, this will provide additional evidence in support of your claim against the other party's insurance company.  If there isn't any police report, you still have the witness to establish that the other driver ran a red light.

It would be advisable to be represented by a personal injury attorney when meeting with the other party's insurance company.

If you are not represented by a personal injury attorney at that time, don't answer any questions about your injuries.  Don't agree to any personal injury settlement offers.  It is OK to answer questions about how the accident occurred and it is standard operating procedure for the other party's insurance company to take your recorded statement.  If the other party's insurance company wants to resolve the property damage (cost of repairs to your car), it is OK to resolve that issue and settle that aspect of the case.  The property damage  claim is separate from the personal injury claim.

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.