If my father passed away with a lot of credit card debt and the only thing that he owned was his house, can the credit card company take it?

Asked on September 21, 2014 under Estate Planning, Pennsylvania


SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 6 years ago | Contributor

Potentially yes, the credit card company could put a lien on the home. His credit card debt is a debt of his estate; if the credit card company sues his estate and gets a judgment against it, they could then seek to put a lien on the house (which will not help them at all if the home has little or no equity in it).

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