If my ex-husband was an authorized user on my account, which debt can I require him to pay back to the credit card now that we are separated?

We put things that we would split on the account such as gas, groceries, car maintenance train tickets, flights, etc. He also just recently used the card to buy his sister concert tickets.

Asked on August 25, 2011 New York

Answers:

MD, Member, California Bar / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

If you separated, you need to argue to the divorce court that his sister's concert tickets are not a debt you would jointly incur and that is occurred post-separation and therefore his separate debt. If this is your primary account, you need to take him off immediately as an authorized user and then ask the court to see your accounting as the proper accounting. To wit, your joint debts during marriage would be split half and half and he should be directed to pay you the money to pay the credit card company or pay the credit card company directly for his half of the debt, minus those debts you separately incurred. If he separately incurred debts, the court needs to separate those debts, place them in the order and the amounts specifically and you need to make sure he pays those.


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