If my car was keyed last night parked at my apartment complex, should my apartment/landlord’s insurance pay for the damage and fixing it?

Asked on October 1, 2014 under Real Estate Law, Arizona

Answers:

M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 6 years ago | Contributor

I do not think that you have a good chance here.  First, it would depend on your lease and I am sure that it states that you are parking at your own risk.  It then matters about the security and if a claim of lack of adequate security could be made.  Remember that you are trying to hold the landlord responsible for the acts of a third party and that is a difficult concept under the law. Finally, the landlord's policy may not insure your property, only his.  Good luck.


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