Liability as a co-signer of an auto loan in California

If I cosign an auto loan for my daughter and she has an at-fault
accident, can I be held liable for damages over her insurance limit?

Asked on August 29, 2017 under Accident Law, California


SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 3 years ago | Contributor

Cosigning a loan, by itself, will not make you liable for her accidents: cosigning only makes you liable for the loan (i.e. if she fails to pay it). If you are on the car's *title* however, you could be liable: if you are on the title, you are an owner; and all of a car's owner may be liable for accidents involving the car.

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