Is my employer required to notify me of any increases in health insurance costs prior to increases taking effect?

If so, is there anything I can do to after rate increases have taken effect?

Asked on February 18, 2013 under Employment Labor Law, Illinois


MD, Member, California Bar / FreeAdvice Contributing Attorney

Answered 7 years ago | Contributor

Yes, your employer is required to inform you of such increases as should your insurance company. You can negotiate with the insurance company to see if your rate could be lowered for a certain amount of time due to lack of notice. If this method does not help and your employer is not willing to do the same, contact the state's labor department and insurance department and file consumer complaints for unfair and deceptive activity.

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.