Is it possible to file Chapter 13 then switch it to Chapter 7?

Asked on October 28, 2014 under Bankruptcy Law, Texas


S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 6 years ago | Contributor

Yes, it is possible to convert a Chapter 13 bankruptcy to a Chapter 7.

This is a common occurrence due to a debtor not being able to afford the payments required by the Chapter 13 plan (budget).  Of course, you will need to satisfy the eligibility requirements for a Chapter 7 such as income.

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