Is a judgement still dismissable if it occured before I filed for bankrupcy but is not listed in my bankrupcy schedules?

I’m trying to buy a house and the title company found 2 judgements that I didn’t know about; 1 is in my paperwork and 1 is not. The judgement is dated 1 year before I filed. Can I still get it dismissed? The company in the case is no longer in business so I can get any info from them.

Asked on May 23, 2012 under Bankruptcy Law, Minnesota

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

If your bankruptcy has not received a discharge and you have discovered a judgment against you, you need to list it on your schedule to possibly get a discharge. If not listed, you might need to amend your bankruptcy to include the judgment.

If you cannot amend the judgment against you, you ultimately will have to pay it off. I do suggest that you speak with your bankruptcy attorney about the judgment that you just discovered while you were attempting to buy your home.


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