Is a driver who’s not on the policy subject to a fine if they got caught for speeding?

A driver borrowed a friend’s car and got caught for speeding. The car is insured

Asked on September 9, 2016 under General Practice, Colorado


S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 4 years ago | Contributor

The speeder is subject to a fine whether or not that driver is on the insurance policy. A person is not able to escape liability for traffic violations because he/she is not an authorized driver on the vehicle owner's insurance policy.

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